Up to 16 million dental patients could find themselves without NHS care. This article explains.
Dental Insurance. The NHS in dental shambles
It's truly shambolic say many dentists referring to the
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- Dental Insurance. Millions forced to opt for private treatment
- Dentists are quitting the NHS in droves. This means that many of us will be forced to buy dental insurance. This article outlines your options.
The hullabaloo is all about the new NHS contract which many dentists ( car insurance quotation ) allege has been rushed out and forced upon them without proper consultation. A survey in the Daily Mail found that almost one third of dentists were still negotiating deals with their health authorities just three days before the deadline. The final rush has led to resentment, anxiety and confusion amongst dentists over what is in effect a complex packages of changes.
As far as the patient is concerned, the new contract greatly ( cheap secured loans ) simplifies charges. Instead of some 400 different dental charges, there are now just three standard charges. Patients will be charged £15.50 for each check-up, £42.40 for fillings irrespective of the number of fillings and £189 for more complicated work such as crowns and bridges. Each of these charges pay for a complete course of treatment, irrespective of how long it takes and no matter how many teeth have to be treated.
But dentists believe that these three price bands will persuade ( secured loans ) many patients to delay treatment leading to an explosion of tooth decay. Says Dr Anthony Halperin from the Patients' Association, "I'm concerned that many patients will wait until they need multiple treatments to try to get value for money. If that does happen, it is likely we will see a significant rise in tooth decay".
This unprecedented exodus of dentists from the NHS means ( personal loans ) that up to 16 million patients could be left without state dental care. And there's no guarantee that if you do decide to go private, you'll find a dentist who'll treat you. There are reports that dentists are becoming very choosey about who they'll treat. It seems possible that some dentists will only accept patients who are well off or who have dental insurance.
So how do get insured? Well, without doubt, the Internet is going to be the place to find the best deals. Try searching under "dental insurance" and you'll find lots of options. Of course, many dentists will leave details of one or two insurance schemes in their waiting room but dentists aren't insurance experts and are not in a position to provide expert insurance advice.
Insurance companies are now widely promoting dental insurance { life assurance } but they'll only sell their own products. We believe the best option is to find a specialised dental insurance broker. These brokers will essentially find you the best option from a wide array of dental insurance and dental capitalisation schemes. There is a third option - cash plans - but these tend to include a wide range of medical treatments with dental treatment being one small part of the insurance cover.