Travel Insurance is expensive for the over 65's . Page 2

The result is that even if you are over 65 and fit, the lowest

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priced annual policy could easily cost £1,000 per traveller - that could be more than the holiday itself. Faced with these cost, the only solution is to find separate travel insurance cover for each trip. But even then the premium for a 3-week holiday in Spain starts around £65 even with a good medical history, and will rise enormously for destinations further a-field.

The solution? Shop around and get a range of quotations. ( personal secured loans ) Your travel agent may offer a quotation but don't snap his hand off until you've got competitive quotes. You'll almost certainly find much cheaper by surfing the Internet and buying online.

But don't make the decision simply on the basis of cost.

When you're buying travel insurance always examine the ( mortgage quotes ) small print. Watch out because some policies will cover you for a trip up to 21 days, others to 31 days or 45 days. Some policies will only insure you if you're staying in booked accommodation rather than staying with friends. No good for visiting family in Australia! Then you need to ensure that the policy provides liberal cover for medical and hospital expenses and that they'll fly you home to the UK if your medical condition demands. Don't forget to compare the excess you have to pay per claim and ( car insurance policy ) whether the policy pays medical costs direct to the hospital or whether you are required to pay first and then reclaim.

Then having booked the holiday and paid the insurance, comes the really good bit - jet off and ENJOY yourself!